No, you cannot deduct your auto insurance payments from your taxes.

Yes, the car you drive does affect the rate. The difference in cost changes from state to state as well as between insurance providers. This cannot be determined beforehand, so inquire with your insurance company to find get the exact numbers.

Yes, your credit score will have a direct impact on your rates. High credit scores usually lead to lower insurance premiums, and vice versa.

Umbrella coverage is an extra coverage that that goes above and beyond the stated limit of your policy. There is an extra charge for umbrella coverage, but it provides increased protection in case of an emergency.